Binding Agreement. By participating in the Busy Bee Rewards Program (“Program”), you are bound to these Terms and Conditions (“Terms”) and indicate your agreement to them. All the credit union’s (“TruNorthern”, “Sponsor”, “TruNorthern FCU”) decisions are final and binding.
Automatic Entries. All primary Busy Bee Account holders are automatically enrolled in this program as of [01/01/2023]. Secondary account holders, or those who are thirteen (13) years of age and above are ineligible for this program and cannot collect prizes.
Eligibility. Eligibility is for those who are the Busy Bee Primary Account Holder. One must be under the age of thirteen (13) and have met all requirements to open a Busy Bee Account.
Account Opening Criteria. Membership is open to those who live, work, worship, or attend school in St. Lawrence, Franklin, Essex, or Clinton counties in New York State. Busy Bee accounts require a $5 deposit at account opening and must provide the primary account holder’s birth certificate and social security number. All Busy Bee accounts must have an adult over the age of eighteen (18) as a secondary account holder. Secondary Account Holders are required to have a valid ID present at the account opening and must be a member of TruNorthern.
Prize Eligibility. To earn a prize, the Busy Bee Primary Account Holder must make a deposit into their Busy Bee Account to earn a stamp on their Rewards Card (“Card”). Once the Card has five stamps, the Busy Bee Primary Account Holder will have the opportunity to select a prize from the “Honey Pot”. At ten stamps, the Busy Bee Primary Account Holder will earn $10 that is directly deposited by TruNorthern FCU into their account. The Busy Bee Primary Account Holder must be physically present at the time of deposit to earn a stamp and/or prize.
Winner Selection. All eligible Busy Bee Primary Account Holders can qualify for a rewards card. Once the Busy Bee Primary Account Holder has made five in-person deposits at TruNorthern Federal Credit Union (494 East Main Street Malone, NY 12953 or 1274 Washington Street Brushton, NY 12916), they will have the opportunity to select a prize from the “Honey Pot”. At ten stamps, the Busy Bee Primary Account Holder will earn $10 that is directly deposited by TruNorthern FCU into their account. Eligible Busy Bee Primary Account Holders will receive a new Card once their previous card has been filled in and signed by a TruNorthern staff member.
Additional Limitations. Prizes are non-transferable. Sponsor and it’s respective parents, affiliates, and subsidiary companies, agents, and representatives are not responsible for any topographical or other errors in the offer of administration of the Program, including but limited to: errors of any printing or posting of these Official Rules, the selection or announcement of any winner, or the distribution of any prize. Any attempt to damage the content or operation of this program is unlawful and subject to possible legal action by the Sponsor. Sponsor reserves the right to terminate, suspend, or amend the program without notice for any reason, including without limitation of the Sponsor determines that the program cannot be conducted as planned.
Indemnification and Limitation of Liability. By entering this Program, each entrant agrees to indemnify, release and hold harmless sponsor and its patrons, affiliates, and subsidiary companies, advertising, and promotional agencies, and all their respective officers, directors, employees, representatives and agents from any liability, damages, losses, or injury resulting from whole or in-part, directly or indirectly from the entrant’s participation in the Program and the acceptable use or misuse of any prize that may be won. Sponsor and its parent, affiliate, and subsidiary companies do not make any warranties, expressed or implied, as to the condition, fitness, or merchantability of the prize.
Program Sponsor. This Program is sponsored by:
TruNorthern Federal Credit Union.
494 East Main Street, Malone, NY 12953
1274 Washington Street, Brushton, NY 12916
Program Timeline. The Busy Bee Rewards Program runs from January 1st, 2023, through December 31, 2026.