Savings Rates Lending Rates Fee Schedule

Effective as of: 02/01
Lending Rates
APR* as low asAPY* as low as
New Auto 4.50% APR*
Used Auto5.50% APR*
New Recreational Vehicle4.75% APR*
Used Recreational Vehicle5.25% APR*
Other Collateral7.00% APR*
Home Equity Loan
60 Months6.25% APR*6.43% APY*
84 Months6.50% APR6.70% APY*
120 Months6.75% APR*6.96% APY*
180 Months7.25% APR*7.23% APY*
Fixed Mortgage
5 Year (60 Months)6.25% APR*6.43% APY*
7 Year (84 Months)6.50% APR*6.70% APY*
10 Year (120 Months)6.75% APR*6.96% APY*
15 Year (180 Months)7.00% APR*7.23% APY*
20 Year (240 Months)7.25% APR7.50% APY*
Vacant Land
5 Year (60 Months)8.00% APR*8.30% APY*
7 Year (84 Months)8.25% APR*8.57% APY*
10 Year (120 Months)8.50% APR*8.84% APY*
Home Equity Line of Credit8.50% APR*8.84% APY
Unsecured Signature Loan
12 Months9.00% APR*
13 - 24 Months10.00% APR*
25 - 36 Months11.00% APR*
37 - 48 Months12.00% APR*
Debt Consolidation Loan
12 Months9.50% APR*
13 - 24 Months10.50% APR*
25 - 36 Months 11.50% APR*
37 - 48 Months12.50% APR*
49 - 60 Months (5K Plus) 13.50% APR*
Visa Credit Card6.99% APR*
Visa Balance Transfer
(For Life of Balance Transfer)
3.99% APR*
*APR = Annual Percentage Rate; APY = Annual Percentage Yield

Download our Mobile App

TruNorthern's FREE Mobile Banking App will give you secure, convenient access to your accounts.

Google Play App Store

Just By Being Us | TruNorthern Federal Credit Union

I will never bank anywhere else. Community based, personal and professional interactions, not found in many places, that is for sure. Thank you Trunorthern for recognizing great employees when you see them!

Jody Johnston, Member Since 1991

We would love to hear from you! Share your Tru-ly amazing Trunorthern experiences by submitting a testimonial. Just click the link below!

Click here to fill out our Testimonial Form!

Click here to send us your Testimonial!
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the TruNorthern FCU website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the TruNorthern website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of TruNorthern FCU . CLICK OK TO CONTINUE OR CANCEL TO CLOSE

Continue Cancel