Home Loans

Home Equity Loan

Are you looking to expand, remodel, consolidate debt, or plan for a large purchase? Let us help you tackle your to-do list with a Home Equity Loan! Instead of having a revolving line of credit (like a home equity line of credit,) you simply borrow a fixed amount.

Advantages of a Home Equity Loan:

• No annual fee
• Receive a lump sum up front
• Predictable monthly payments for the life of the loan
• Term limits to fit your financial timeline

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Home Equity Line of Credit

Home Equity Line of Credit is a revolving line of credit secure against your home. Instead of loaning a set amount of funds all at once (like an auto loan) you simply borrow as you go, up to the credit limit.

Advantages of a Home Equity Line of Credit:

• No annual fee
• Low origination fee
• Convenient access to funds through Online Banking
• Puts cash in your hand for whatever you need whenever you need it.

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Land Loan

Land loans give members the flexibility to purchase land now and build at some point in the future – with no restriction on acreage. Members can use equity in already-owned vacant land to assist with financing additional projects. We understand the unique financing of land loans, and our experienced lending team is here to guide members through the lending process. Land is defined as wooded or cleared lots, without any structures on the property. The property is also not to be improved with the exception of clearing the land and putting in a driveway – all other improvements cannot be completed until the land is paid for in full. Borrower-paid closing costs are associated with land loans. Speak with our lending team for further details!

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