Savings Rates Lending Rates Fee Schedule

Effective as of: 03/01/2024
Fee Schedule
Share Account Fees
Returned Item Fee$20.00Per Item
Dormant Account Fee$5.00Per Month After (1) Yr.
Check Cashing Fee – Non-Member,3rd Party$7.50Per Item
Certified Check Fee$3.00Per Item
Early Withdrawal of Christmas Club Fee $20.00Per Item
Early Account Closure Fee Within 90 days$25.00
**Accounts closed within 90 days of account opening, may be subject to an early account closure fee
Share Draft Account Fees
NSF Transfer from Share Fee $7.50Per Item
NSF/Overdraft Fee$33.00Per Item
Stop Payment Fee$25.00Per Request
Release Stop Payment Fee$3.00Per Item
Returned Item Fee$20.00Per Item
Counter Checks – Sheet of 3$1.00Per Sheet of 3
Copy of Cleared Draft Fee$2.00Per Item
Business Account Fee$5.00Per Month
Electronic Funds Transfer Fee
ACH Stop Payment Fee$25.00Per Item
ACH NSF Transfer from Share Fee$7.50Per Item
ACH NSF Overdraft Fee$33.00Per Item
Debit Card Replacement Fee$12.00Per Card
Credit Card Replacement Fee$12.00Per Card
Electronic Bill PayFREEPer Month
Mobile BankingFREEPer Month
Other Service Fees (applicable to all accounts)
Check Protest Fee$25.00 Per Item
Money Order$2.00Per Item
Foreign Item ProcessingUp to $75.00Per Item
Fax Fee$3.00Per Request
Statement Copy Fee$10.00Per Month
Returned Mail Fee$5.00Per Item
Wire Transfer Fee – Domestic In $25.00Per Item
Wire Transfer Fee – International In $50.00Per Item
Account Research/Reconciliation$50.00Per Hour
Repay Debit Card Payment Fee$7.95Per Payment
Loan Late Fees
Consumer Loans$25.00Late Fee – 10 Day Grace Period
Residential Loans2% of PLate Fee – 10 Day Grace Period
VISA Gold Credit Card$25.00Late Fee – 15 Day Grace Period

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