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Watch your savings BLOOM with our 7-Month Deposit Special!

Hurry on down to your hometown credit union to take advantage of our 7-month deposit special for both new and existing members! Whether you’re saving for retirement, a rainy day, or for that special something you’ve had your eye on – our deposit special is a great way to save!

A certificate of deposit pays the investor a premium rate because the investor is promising to keep their funds in the account for a pre-determined number of times. Investors are guaranteed a certain return and will never lose their initial deposit. With all TruNorthern deposits, these specials are federally insured by the NCUA up to $250,000.00.

This special requires a minimum investment of $5,000.00. There is a maximum investment of $50,000.00 on existing money, but new money can be matched to existing money.

What is TruMember+?

TruMember+ is our way of giving back to the loyal members of our hometown credit union. To be eligible for the TruMember+ rate, one must be a member for at least one year, have a checking account, and an active debit card.

Act now – this special will only last until July 31st, 2024! Call now and ask your hometown credit union how we can help your savings bloom this summer!

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*APR = Annual Percentage Rate. **APY = Annual Percentage Yield. New members1 are defined as members that have had membership for less than one year, and do not fit the criteria for the Tru Members+ rate. The APR for new members is 4.75%, and the APY is 4.86%. The APR for Tru Members+ is 5.25% APR, and the APY is 5.39%. To be eligible for the TruMember+ rate, one must be a member for at least one year, have a checking account, and an active debit card. There is a $5,000.00 minimum investment for both specials. There is a $50,000.00 maximum investment for current funds for both specials, but current money can be matched with new money, thus increasing the maximum investment. New money is defined as money that has not been deposited at TruNorthern Federal Credit Union in the past thirty days. Investors forfeit thirty days of dividends as a penalty for early withdrawal. Rates are subject to changes without prior notice. Investments are federally insured by the NCUA. Contact the credit union for more information by calling (518)483-8668. Special runs from June 17th, 2024, until July 31st, 2024.

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Get hot deals on new wheels with our Summer Auto Loan Special!

We’re excited to announce the return of our annual Summer Auto Loan Special! Whether you’re shopping at a dealership or looking to buy from a private party, finish the deal with a great loan from TruNorthern.

  • Competitive rates featuring flexible terms custom fit to your financial needs
  • Get pre-approved before you shop
  • Convenient and secure online application
  • Payment Protection Insurance options to give you piece of mind

Speak with a Loan Officer to learn how you can save by calling us at 518-483-8668 or

Apply Here

*APR=Annual Percentage Rate. Floor rates are 4.50% APR for 35 months for new vehicles and 5.50% APR for 35 months for used vehicles. New vehicles are defined as vehicles that are under 5,000 miles or are current year. Used auto older than 8 years old must have terms under 48 months. Rates may vary based on credit score and term limits. Other restrictions may apply. All loans subject to credit approval. Special ends July 31, 2024.

Enjoy HIGH PERFORMANCE and low rates with our EXTENDED RECREATIONAL SPECIAL!

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Are you looking for an adventure? We are offering our most eventful loan special of the season with our Recreational Loan Special! This special applies to:

  • Boats
  • Jet Skis
  • Motorcycles
  • ATVs
  • UTVs
  • Campers
  • Snowmobiles
  • Travel Tailers
  • 5th Wheels

Rates for New Recreational Vehicles start as low as 4.75 % APR* for 36 months. Used Recreational Vehicles start as low as 5.25% APR* for 36 months.

Timothy J. wanted to purchase a new side-by-side, and he knew that his hometown credit union would help him get the best rate. Timothy made an appointment with his trusted loan officer, and they helped him snag a low rate of 5.50% APR*, saving him $246 overall. Over the next 84 months, Timothy will pay $308.95 for his side by side, resulting in a total cost of $25,951.95.

Speak with a Loan Officer to learn more about our loan special and how it can help you save at 518-483-8668 or click apply below.

Apply Here

*APR= Annual Percentage Rate. Rates may vary based on credit score and term limits. Other restrictions may apply. All loans are subject to credit approval. Special runs from May 1, 2024, to May 31, 2024. TruNorthern Federal Credit Union is federally insured by the NCUA.

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Just By Being Us | TruNorthern Federal Credit Union

I will never bank anywhere else. Community based, personal and professional interactions, not found in many places, that is for sure. Thank you Trunorthern for recognizing great employees when you see them!

Jody Johnston, Member Since 1991

We would love to hear from you! Share your Tru-ly amazing Trunorthern experiences by submitting a testimonial. Just click the link below!

Click here to fill out our Testimonial Form!

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