VISA^® Gold Credit Card

Get financial flexibility and earn points towards trips and purchases with a Visa Gold Credit Card! Make everyday purchases, transfer other credit balances, and rest easy knowing you have funds available with a credit card from your hometown credit union! Want to earn points for travel or merchandise? We have you covered. TruNorthern credit cards earn rewards with every purchase through UChoose Rewards! UChoose Rewards® is a program that earns you points for using your TruNorthern FCU credit card. All TruNorthern FCU Visa® credit cards with rewards are automatically enrolled in the program. You can redeem your points toward anything from our huge online rewards catalog or select other options such as merchant gift cards or cashback credits applied to your credit card account.

Introducing EMV Chip Technology!

TruNorthern credit cards now feature an embedded chip that increases security and reduces fraud. EMV stands for Europay, Mastercard® and Visa®. EMV chip technology is becoming the global standard for credit card and debit card payments. This standard has many names worldwide and may also be referred to as: "chip and signature." The EMV chip is in addition to the standard magnetic strip and is accepted at all merchant locations.

Convenient for your busy schedule

TruNorthern credit cards are printed in-house...meaning you no longer have to wait for you card to come in the mail! If you lose your credit card or find it's been stolen, call your hometown credit union and we will be able to print you a new card!There is a $10 reprinting fee for all credit cards.

How much can I borrow? How long will it take to pay off my credit cards?

Need to Report a Lost or Stolen Credit Card?
During business hours please call (518)483-8668.
After hours please call (800) 379-4852.

Balance Transfers

A balance transfer is when funds are transferred from your available credit on your credit card with us, to payoff a credit card balance at another institution. Balance transfers help members take charge of their credit card debt and consolidate it, and in some cases can improve credit scores by reducing their credit utilization ratio. Speak with one of our lending team to see if a balance transfer is right for you!