News

Strong Roots. Steady Growth. 

We're committed to helping you reach your savings goals faster. For a limited time, you can open a 7-Month Certificate at 4.00% APY*.

Why Choose a TruNorthern Certificate?

• Secure Savings: Your deposit is federally insured, offering peace of mind with every dollar saved. 
• Simple to Open: Open your certificate over the phone or in-person at any of our branch locations. 

_{Annual Percentage Yield. 7-Month Certificate Promotional Rate is valid August 1, 2026 through August 31, 2026. Promotion rate is available for a limited time and can be stopped at any time at the discretion of the Credit Union. A penalty may be imposed for withdrawals before maturity. $1,000 minimum deposit with no maximum for new money. Limited time offer. Other rates and terms are available.} 

_{New Money Definition. New money refers to funds transferred from another financial institution to TruNorthern Federal Credit Union. Funds already on deposit with TruNorthern FCU qualify for the promotional rate with a maximum deposit amount of $50,000. To open a certificate over the $50,000 maximum, new money of $50,000 must be matched to create a mix of both new and existing funds.} 

_{Membership at TruNorthern FCU is required to open a Certificate. There is a $25 membership fee to join.} 

From time to time, TruNorthern may have property for sale. All property is sold 'as is."

Please click the link below to view current property for sale: 

North Country Realty - Malone NY Real Estate

TruNorthern FCU is looking for volunteers who are willing to serve on the Board of Directors. 

A volunteer for TNFCU must be an active member in good standing with TruNorthern and have a sincere interest in the credit union and financial welfare of its members. TNFCU volunteers are very much needed and welcomed. 

TNFCU follows their bylaws and has certain criteria that must be met to ensure the soundness of the credit union, and that the membership is kept in mind. 

QUALIFCATIONS:

Directors should have an understanding of the kinds of problems faced by the typical member of the credit union and be sincerely interested in helping the members help themselves through effective use of the credit union. They should have an understanding of the structure of the credit union, and what the credit union movement is all about. 

All members of the Board of Directors will be bonded with TruStage and will sign a confidentiality agreement concerning the credit union and members' information. 

From time to time, training will be offered to enhance the knowledge and comfortability of the position that is held. This will be in compliance with the NCUA. 

If you are interested in serving on the Board of Directors, please submit a letter of intent no later than August 15th, 2026 to the credit union. Please send your letter of intent to: 

Jane Boyea, Nominating Committee Chair

TruNorthern FCU

494 East Main Street

Malone, NY 12953

Note: TruNorthern's Annual Meeting will be held on September 1st, 2026 at 5:15pm. 

Your feedback made it happen. Easier transfers are here!

We've added a new transfer option to help you move money between your TruNorthern accounts and those that you have elsewhere. 

How to get started: 

• Login to online banking or our mobile app
• Select 'transfers' and then 'external account transfers'
• Complete the steps and verify your account(s)
• Transfer money when you need it

Making banking easier is what we're all about. If you need any help, our team is just a call, text or visit a way. Login to try it today! 

Program #1: Busy Bee Accounts (Ages 0-12) – “Hive in Five” & “Ten for Ten”

Terms and Conditions:
Eligibility: The Busy Bee rewards program is open to primary account holders of a TruNorthern FCU Busy Bee Account, ages 0-12.
Earning Stamps: The primary account holder must be physically present and make a deposit into their Busy Bee Account at a TruNorthern FCU branch to receive a stamp on their Rewards Card (“Card”).
Prizes:

• After five (5) stamps, the primary account holder may choose a prize from “The Hive.”
• After ten (10) stamps, TruNorthern FCU will deposit $10 directly into the Busy Bee Account.

Deposit Requirements: Only in-person deposits at a TruNorthern FCU branch qualify for earning stamps. Electronic transfers, direct deposits, and mobile deposits do not qualify.
Non-Transferable: Rewards, including stamps and prizes, are non-transferable and may only be redeemed by the primary account holder.
Program Changes: TruNorthern FCU reserves the right to modify, suspend, or terminate the Busy Bee rewards program at any time without prior notice.
Lost Cards: TruNorthern FCU is not responsible for lost or damaged Rewards Cards. Stamps cannot be replaced if lost.
Participation: By participating in this program, the account holder and their parent/guardian acknowledge and agree to these terms and conditions. For any questions or additional details, please visit your nearest TruNorthern FCU branch or contact us directly.

Program #2: Hive Accounts (Ages 13-17) – “The Hive Challenge”

Terms and Conditions:
Eligibility: The Hive Challenge is open to primary account holders of a TruNorthern FCU Hive Account, ages 13-17.
Qualification Requirements:

• To earn the $10 reward, the account holder must:
• Deposit a minimum of $100 into their Hive Account upon account opening.
• Complete four (4) transactions within the same 30-day period.

Redemption: The account holder must visit a TruNorthern FCU branch in person to redeem the $10 reward.
One-Time Reward: The $10 reward is a one-time incentive and cannot be earned multiple times.
Non-Transferable: The reward is non-transferable and may only be deposited into the Hive Account of the qualifying account holder.
Program Changes: TruNorthern FCU reserves the right to modify, suspend, or terminate the Hive Challenge program at any time without prior notice.
Account Standing: The account must be in good standing at the time of reward redemption. Overdrawn or inactive accounts may be disqualified.
Participation: By participating in this program, the account holder and their parent/guardian acknowledge and agree to these terms and conditions. For any questions or additional details, please visit your nearest TruNorthern FCU branch or contact us directly.